Insurance Coverage Matrix
The district requires that both District and California Schools Risk Management named as "Additional Insured" in Certificates of Insurance.
1. Building Contractors
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$5,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Employer’s Liability
|
$1,000,000
|
Included
|
|
|
Professional Liability (Architects/Engineers)
|
$1,000,000
|
X
|
|
2. Contractors: Painters, Plumbers, Landscapers, etc.
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Employer’s Liability
|
$1,000,000
|
Included
|
|
3. Environmental contractors or Consultants
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Employer’s Liability
|
$1,000,000
|
Included
|
|
|
Pollutions Liability and/or Asbestos Pollutions Liability and or Professional Liability
|
$1,000,000
(occurrence);
$2,000,000
(aggregate)
|
X
|
X
|
4. Consultants/Professional Service Providers/Vendors: auditor, engineer, insurance broker, specified medical practitioners, etc.
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Professional Liability(other than physicians)
|
$1,000,000
|
X
|
|
|
Medical Malpractice (doctors, dentists, psychologists.)
|
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Employer’s Liability
|
$1,000,000
|
Included
|
|
|
Sexual Abuse or Molestation
(if potentially alone with children)
|
$3,000,000
|
X
|
X
|
5. Suppliers and or Vendors
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Property Insurance
|
Replacement Value
|
X
|
|
6. Bus Transportation and/or Contractors
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$2,000,000
|
X
|
X
|
|
Automobile Liability
|
$5,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Sexual Abuse or Molestation
(if potentially alone with children)
|
$3,000,000
|
X
|
X
|
7. Security Personnel
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Employer’s Liability
|
$1,000,000
|
Included
|
|
|
Professional
|
$1,000,000
|
X
|
|
8. Use of Facilities: Private Citizens, Organizations or Non-business groups
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
9. Technology, Software & Database Providers
|
Description
|
|
Certificate of Insurance
|
Additional Insured
|
|
General Liability
|
$1,000,000
|
X
|
X
|
|
Automobile Liability
|
$1,000,000
|
X
|
|
|
Workers’ Compensation
|
Statutory
|
X
|
|
|
Employer’s Liability
|
$1,000,000
|
Included
|
|
|
Technology Errors and Omissions/Cyber Liability
|
$1,000,000
|
X
|
|