Insurance Coverage Matrix

The district requires that both District and California Schools Risk Management named as "Additional Insured" in Certificates of Insurance.

1. Building Contractors

Description

 

Certificate of Insurance

Additional Insured

General Liability

$5,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

 

Employer’s Liability

$1,000,000

Included

 

Professional Liability (Architects/Engineers)

$1,000,000

X

 


2. Contractors: Painters, Plumbers, Landscapers, etc.

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

 

Employer’s Liability

$1,000,000

Included

 


3. Environmental contractors or Consultants

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

 

Employer’s Liability

$1,000,000

Included

 

Pollutions Liability and/or Asbestos Pollutions Liability and or Professional Liability

$1,000,000

(occurrence);

$2,000,000

(aggregate)

X

X


4. Consultants/Professional Service Providers/Vendors: auditor, engineer, insurance broker, specified medical practitioners, etc.

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Professional Liability(other than physicians)

$1,000,000

X

 

Medical Malpractice (doctors, dentists, psychologists.)

 

X

 

Workers’ Compensation

Statutory

X

 

Employer’s Liability

$1,000,000

Included

 

Sexual Abuse or Molestation
(if potentially alone with children)

$3,000,000

X

X


5. Suppliers and or Vendors

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

 

Property Insurance

Replacement Value

X

 


6. Bus Transportation and/or Contractors

Description

 

Certificate of Insurance

Additional Insured

General Liability

$2,000,000

X

X

Automobile Liability

$5,000,000

X

 

Workers’ Compensation

Statutory

X

 

Sexual Abuse or Molestation
(if potentially alone with children)

$3,000,000

X

X


7. Security Personnel

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

 

Employer’s Liability

$1,000,000

Included

 

Professional

$1,000,000

X

 


8. Use of Facilities: Private Citizens, Organizations or Non-business groups

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X


9. Technology, Software & Database Providers

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

 

Employer’s Liability

$1,000,000

Included

 

Technology Errors and Omissions/Cyber Liability

$1,000,000

X