Insurance Coverage Matrix

The district requires that both District and California Schools Risk Management named as "Additional Insured" in Certificates of Insurance.

1. Building Contractors

Description

 

Certificate of Insurance

Additional Insured

General Liability

$5,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

*

Employer’s Liability

$1,000,000

Included

 

Professional Liability (Architects/Engineers)

$1,000,000

X

 

*Waiver of Subrogation Required

2. Contractors: Painters, Plumbers, Landscapers, etc.

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

*

Employer’s Liability

$1,000,000

Included

 

*Waiver of Subrogation Required

3. Environmental contractors or Consultants

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

*

Employer’s Liability

$1,000,000

Included

 

Pollutions Liability and/or Asbestos Pollutions Liability and or Professional Liability

$1,000,000

(occurrence);

$2,000,000

(aggregate)

X

X

*Waiver of Subrogation Required

4. Consultants/Professional Service Providers/Vendors: auditor, engineer, insurance broker, specified medical practitioners, etc.

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Professional Liability(other than physicians)

$1,000,000

X

 

Medical Malpractice (doctors, dentists, psychologists.)

 

X

 

Workers’ Compensation

Statutory

X

*

Employer’s Liability

$1,000,000

Included

 

Sexual Abuse or Molestation
(if potentially alone with children)

$3,000,000

X

X

*Waiver of Subrogation Required

5. Suppliers and or Vendors

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

*

Property Insurance

Replacement Value

X

 

*Waiver of Subrogation Required

6. Bus Transportation and/or Contractors

Description

 

Certificate of Insurance

Additional Insured

General Liability

$2,000,000

X

X

Automobile Liability

$5,000,000

X

 

Workers’ Compensation

Statutory

X

*

Sexual Abuse or Molestation
(if potentially alone with children)

$3,000,000

X

X

*Waiver of Subrogation Required

7. Security Personnel

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

*

Employer’s Liability

$1,000,000

Included

 

Professional

$1,000,000

X

 

*Waiver of Subrogation Required

8. Use of Facilities: Private Citizens, Organizations or Non-business groups

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X


9. Technology, Software & Database Providers

Description

 

Certificate of Insurance

Additional Insured

General Liability

$1,000,000

X

X

Automobile Liability

$1,000,000

X

 

Workers’ Compensation

Statutory

X

*

Employer’s Liability

$1,000,000

Included

 

Technology Errors and Omissions/Cyber Liability

$1,000,000

X

 

*Waiver of Subrogation Required
*Waiver of Subrogation Required